Jacksonville Foreclosure Defense Attorney
Are You in Danger of Losing Your Home to Foreclosure?
The foreclosure defense attorneys at Owenby Law, P.A. stop foreclosures
for our clients in Duval, St. Johns, Nassau, and Clay Counties. If you
have begun receiving late notices from your mortgage lender, or you know
that you are no longer able to continue making your monthly mortgage payments,
it is important that you contact our Jacksonville law office before it
is too late to prevent the bank's repossession of your home. In many
instances, our attorneys can buy our clients additional time, allowing
them to keep their homes.
Contact us today to learn more.
Stopping Foreclosure Through Bankruptcy in Florida
The foreclosure defense lawyers at Owenby Law, P.A. recognize the sense
of desperation that our clients and potential clients experience when
they learn that their banks are initiating foreclosure proceedings. Many
of these individuals feel that there is nothing they can do to prevent
foreclosure once their bank has notified them of the action, but that
is simply not the case. By filing for
Chapter 7 or
Chapter 13 bankruptcy in a timely manner, our bankruptcy lawyers are able to protect
our clients' homes in the short term under the umbrella of the automatic stay.
This is a court order issued by a bankruptcy judge that prevents creditors
from attempting to collect payment or foreclose on real property until
the stay is lifted. In other words, it freezes the foreclosure action,
allowing the homeowner to remain in his or her residence. In most cases,
if the homeowner is able to restructure his or her debt and bring the
mortgage current, he or she can keep the home even after bankruptcy.
Making Mortgage Payments Manageable Through Debt Reduction
Bankruptcy allows you to discharge and/or restructure your debt. When a
debt is discharged, the creditor cannot pursue future claims against you
for it. When the debt is restructured, your monthly payments are lowered
and paid over a longer term. Once other debts are discharged or restructured through
bankruptcy, homeowners typically find their mortgage payments to be more manageable,
even if they remain the same.
Request Your Free Consultation – Call Owenby Law, P.A.
If you are in foreclosure or anticipating foreclosure, it is crucial that
you retain the services of a foreclosure defense lawyer immediately. At
Owenby Law, P.A., our attorneys pride themselves on their ability to help
Florida residents remain in their homes. If you are ready to schedule
free consultation with one of Jacksonville's premier bankruptcy and
foreclosure defense attorneys, call the team at Owenby Law, P.A.
If you are facing the loss of your home in Jacksonville or a surrounding
area, Owenby Law, P.A. should be your next call. Schedule a free, no-obligation
consultation with one of our foreclosure defense attorneys today.
You can reach our office at (904) 770-3141.