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Credit Counseling: What You Should Expect
Credit Counseling: What You Should Expect

Credit counseling offers consumers a chance to learn exactly where they are with their debts and how they can get to a better place financially. Although many of us might feel nervous or intimidated by having to talk to someone about our financial situation, credit ...

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Blog posts in Bankruptcy

  • Are My Student Loans Dischargeable in Bankruptcy?

    Student loans place a heavy financial burden on millions of Americans. Combined with credit cards, auto loans, mortgages, and other large payments, ...

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  • Preparing for Your 341 Hearing

    Before you can resolve your debts in bankruptcy , you’ll need to attend what is known as the 341 hearing. This hearing is a formal meeting with ...

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  • What Types of Debt Can't be Discharged in Bankruptcy?

    Although filing for bankruptcy can clean your debt slate, some types of debt can’t be discharged in bankruptcy. In fact, the Bankruptcy Code lists 19 ...

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  • What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

    When you are considering filing for bankruptcy, it’s essential to consider all available options in order to determine which is right for you. While ...

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  • Busting 4 Common Myths About Bankruptcy

    There are many myths and misconceptions when it comes to bankruptcy. Often, these myths take small portions of truth and blow them out of proportion. ...

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  • Owenby Law, P.A. Opens New Office Location in St. Augustine, Florida

    Our legal team at Owenby Law, P.A. is pleased to announce that we have opened a new office location in St. Augustine, Florida. At this location, we ...

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  • Is Filing For Bankruptcy the Right Choice for Me?

    If you’re struggling with old debts that never seem to get any smaller, you’re probably familiar with endless bills, creditor phone calls, and the ...

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  • Lien Strip-Offs Abolished in Florida Ch. 7 Bankruptcies

    Florida has struggled with the devastating effects of the 2008 financial crisis. As businesses lost revenue and consumers were hit with unemployment, ...

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  • What is the Bankruptcy Means Test and How Does it Work?

    Deciding to file for bankruptcy is a big decision and sometimes a daunting process. You may be afraid of how it will affect your current living ...

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