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Debt Relief is Possible

When Divorce Leads to Bankruptcy in Florida

Experienced Jacksonville Bankruptcy Attorneys

In the state of Florida, divorce is one of the most common reasons for Chapter 7 and Chapter 13 bankruptcies. Because Owenby Law, P.A. practices family law and bankruptcy law, we are intimately familiar with the financial stress and strain that a divorce can place on an individual.

Oftentimes, the expenses involved in being forced to start a new life can make it impossible to pay obligations that were incurred during the marriage. Our bankruptcy and divorce attorneys represent parties who have become insolvent due to the dissolution of their marriages. We have the experience, knowledge, and legal acumen to ensure as smooth a transition as possible for recently divorced clients who are struggling financially.

To request a free initial consultation, call us at (904) 770-3141!

Why Divorce Often Causes Bankruptcy

When you factor in the fact that each divorcing party is now responsible for his or her own housing and utilities, it is easy to see how a newly divorced individual can be overwhelmed with debt.

This is due to the following reasons:

  • Because Florida is an equitable distribution state, the marital property and debt of both spouses are divided equally.
  • In many cases, these liabilities exceed the assets requiring the debt to continue to be serviced in the form of monthly payments.
  • Divorce causes an involuntary restructuring of finances that may not be manageable for one or both individuals.

Depending on which course is chosen, a Chapter 7 or Chapter 13 bankruptcy allows the petitioners to discharge or restructure their debts to allow for the increased cost of living. Our bankruptcy team recognizes how difficult it can be to start a new life after marital dissolution. Let our Jacksonville bankruptcy lawyers review your personal finances and determine whether you qualify for relief under the Florida bankruptcy laws.

Owenby Law, P.A.: Utilizing Our Unparalleled Experience on Your Behalf

Our firm is led by Joy Owenby, a seasoned professional who has unparalleled experience as a bankruptcy and divorce lawyer. Her familiarity with divorce gives her an invaluable advantage when it comes to negotiating with creditors or petitioning the federal bankruptcy court.

Whether you are an existing client who sought our family law services, or you are a new client who is seeking a bankruptcy lawyer with specific experience in this area, we are the right firm to handle your Chapter 7 or Chapter 13 filing. We serve clients throughout the Jacksonville area, covering Clay, Duval, St. Johns and Nassau counties.

Please give our office a call to learn more about how we can help you with bankruptcy.

The Benefits of Hiring Owenby Law, P.A.

  • Free Initial Consultations
  • Successfully Handled Thousands of Cases
  • Backed by Over 18 Years of Experience
  • Personalized, Results-Oriented Representation
  • A Team of Compassionate Advocates On Your Side
  • Flexible Payment Plans Available