Creditor Harassment

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  • Credit Counseling: What You Should Expect

    Posted By Owenby Law, P.A. || 2-Feb-2018

    Credit counseling offers consumers a chance to learn exactly where they are with their debts and how they can get to a better place financially. Although many of us might feel nervous or intimidated by having to talk to someone about our financial situation, credit counseling can provide you with valuable advice that you might need. More importantly, counseling can help you make informed choices ...
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  • How to Stop Creditor Harassment

    Posted By Owenby Law, P.A. || 29-Nov-2017

    Under the Fair Debt Collection Practices Act (FDCPA), creditors are limited in their abilities to contact you to receive payment. They must not call you at unreasonable hours (before 8:00 a.m. or after 9:00 p.m.), call you repeatedly, threaten you, misrepresent the truth, call you at work, contact a third party (except for your lawyer or spouse), or use abusive language. If you owe a debt, and the ...
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