Jacksonville Long-Term Care Planning Attorney

Ready to Help You Plan for the Future

Planning for your future healthcare needs is one of the most important steps you can take to protect your well-being, preserve your assets, and ensure your loved ones are not left with overwhelming financial or caregiving burdens. At Owenby Law, P.A., our dedicated team helps clients throughout Jacksonville, FL, create customized long-term care plans that address medical, financial, and legal needs with precision and compassion.

Whether you are planning for your own future or assisting a family member, our goal is to help you make informed decisions and put the right protections in place before the need for care arises.

If you’re ready to secure your future, ensure your wishes are protected, and gain clarity on long-term care planning in Jacksonville, reach out to our caring team at (904) 770-3141.

What is Long-Term Care?

Long-term care refers to a range of services and supports designed to help people who are unable to perform basic activities of daily living (ADLs) due to aging, chronic illness, disability, or cognitive impairment. These activities may include bathing, dressing, eating, mobility assistance, and managing medications.

Long-term care is not limited to medical treatment—it often includes personal care and assistance with routine tasks, whether in the home, in an assisted living facility, or in a nursing home.

In Florida, the cost of long-term care can be significant. Without proper planning, these expenses can quickly deplete a family’s life savings. A well-structured long-term care plan ensures that care needs are met without jeopardizing financial stability.

Common Forms of Long-Term Care

Long-term care services can vary widely depending on the individual’s needs, health condition, and financial situation. Some common forms of long-term care include:

In-Home Care

Professional caregivers or home health aides can provide assistance with daily tasks, companionship, and basic medical support in the comfort of your own home. This option allows individuals to remain in familiar surroundings while receiving the care they need.

Assisted Living Facilities

These facilities offer housing, meals, personal care services, and recreational activities for individuals who require assistance but do not need full-time skilled nursing care.

Skilled Nursing Homes

Nursing homes provide 24-hour medical supervision and rehabilitative services for individuals with serious health conditions or those recovering from surgery or illness.

Adult Day Care Programs

These programs offer social activities, meals, and supervision during the day for adults who need care but live at home in the evenings.

Memory Care Units

Specialized facilities for individuals with Alzheimer’s disease or other forms of dementia provide structured routines, security, and specialized care.

Benefits of Long-Term Care Planning

Planning ahead for long-term care offers significant advantages for both you and your loved ones:

• Financial Protection: Long-term care can cost thousands of dollars per month. Planning ahead allows you to explore insurance options, Medicaid eligibility strategies, and asset protection tools to preserve your savings.
• Access to Better Care Options: Those who plan ahead often have more choices when it comes to the type and quality of care they receive. You can choose the setting and providers that best fit your preferences and needs.
• Reduced Family Stress: Without a plan in place, family members may face difficult decisions during a crisis. By creating a plan, you relieve them of uncertainty and give them clear guidance.
• Legal and Estate Planning Integration: Long-term care planning can be coordinated with your estate plan, ensuring your healthcare wishes are honored, your assets are protected, and your legacy is preserved.
• Peace of Mind: Knowing you have a clear plan in place for future care needs offers peace of mind for you and your loved ones.

How a Jacksonville Long-Term Care Planning Lawyer Can Help

An experienced long-term care planning lawyer can help you:

• Evaluate your current and projected care needs
• Create or update key legal documents such as advance directives, powers of attorney, and living wills
• Explore Medicaid planning strategies to preserve assets while qualifying for benefits
• Coordinate with financial advisors to integrate long-term care insurance and investment strategies
• Assist with guardianship planning if you become incapacitated
• Provide guidance on choosing care providers and facilities

At Owenby Law, P.A., we take a proactive, client-focused approach—tailoring each plan to your specific health, financial, and personal circumstances.

Long-Term Care Planning FAQs

When should I start planning for long-term care?

It’s never too early to begin planning, but starting in your 50s or 60s can give you more options and greater financial security. Planning early allows you to explore insurance options and protect assets before a medical crisis occurs.

Does Medicare cover long-term care?

Medicare does not typically cover long-term custodial care, such as assistance with daily activities. It may cover short-term skilled nursing or rehabilitative care after hospitalization, but ongoing care usually requires private payment, Medicaid, or insurance.

How can I qualify for Medicaid for long-term care in Florida?

Medicaid eligibility is based on income and asset limits. With careful planning, you may be able to protect certain assets while qualifying for benefits. This may involve creating trusts, transferring assets, or restructuring financial resources—strategies that should only be done with legal guidance.

What is the average cost of long-term care in Jacksonville, FL?

Costs vary by care type and facility. In Jacksonville, assisted living can cost around $4,000 per month, while nursing home care can exceed $9,000 per month. These expenses make planning essential.

Can I protect my home from being sold to pay for long-term care?

In some cases, yes. Certain legal strategies, such as irrevocable trusts or Medicaid planning, can help protect your home. These strategies must comply with Florida’s Medicaid rules and should be implemented well before care is needed.

Contact a Jacksonville Long-Term Care Planning Lawyer Today

If you want to secure your future and protect your assets, now is the time to act. At Owenby Law, P.A., we help clients in Jacksonville, FL, create practical and effective long-term care plans tailored to their needs.

Our team will guide you through every step, ensuring your medical, financial, and legal needs are addressed with care and foresight. Don’t wait until a crisis forces difficult decisions—plan ahead and take control of your future.

Whether you’re feeling overwhelmed about the future or unsure where to begin, we invite you to contact Owenby Law, P.A. for an initial consultation.